October 1, 2013 – Day One of the Affordable Care Act mandated Insurance Exchanges. I am a licensed life and health insurance agent. Although the majority of business I have conducted since forming my own company in 2009 has involved structured settlements and fixed annuities, I have had one client who, each year, chooses to…
September 25, 2013 – From the time a person enters the workforce until one’s last day on the job, nearly all the emphasis on retirement planning centers around what a person should do to amass as much money as possible. For essentially one’s entire work life, the goal is the same: Save as much money…
September 4, 2013 – Sales of deferred-income annuities, the exchange of a lump sum today for a future guaranteed fixed cash flow at some point in the future, have increased 151% in the first six months of 2013 versus the same period a year earlier. The total deferred premium sales ($930 million) is still less…
August 29, 2013 – On the heels of the Supreme Court’s June decision to repeal a key provision of the Defense of Marriage Act (DOMA) which barred recognition of gay marriages, the U.S. Treasury and the Internal Revenue Service announced today that same-sex married couples will be indistinguishable from opposite-sex married couples for Federal tax…
August 28, 2013 – As we celebrate today’s 50th anniversary of the March on Washington for Jobs and Freedom, I’m honored to be able to say I have a friend in Congress who has a very personal connection to this historic event. Congressman John Lewis (D-GA 5th District), Chairman of the Student Nonviolent Coordinating Committee…
From our August 19, 2013 Newsletter: We’re Published Again “Taxable damage awards and the use of structured settlements” appears in the August, 2013 issue of: “The magazine for Northern California Plaintiffs’ Attorneys” Click [HERE] to read the article online In 2013, our firm has been exceptionally focused on the the topic of structuring taxable settlements,…
August 16, 2013 – Remember our blog post from January when we cheered the fact that the 10-Year Treasury closed above 2.0% for the first time in almost six months? Dramatic Interlude: That’s OK, that’s what we’re here for. Here you go: 10-Year Treasury Closes Above 2% Back then, we gave you three reasons why…
August 12, 2013 – If you were hosting a party and wanted to make sure your guests left your house with great memories of fun times and plenty of belly laughs, the American Academy of Actuaries likely wouldn’t top your list of potential entertainers. Real or imagined, this group has the reputation of being nothing…
For Immediate Release: August 7, 2013 Newport Beach, CA – The Finn Financial Group proudly announces that it has been honored with a 2013 APEX Award for Publication Excellence in the Education & Training Electronic Media category. ” . . . based on excellence in graphic design, editorial content and the ability to achieve overall…
Mobile users: Click Here July 26, 2013 – A.M. Best interviewed me last week as a featured expert for their Insurance Legal Podcast Series, a series that “examines timely and important legal issues affecting the insurance industry from an attorney’s point of view.” Even though I’m not an attorney, my firm interacts with and provides…