January 6, 2014 – Structured settlements were created to specifically help address the long term financial needs of those settling personal, physical injury claims. Because injury settlement proceeds represent neither savings nor investment dollars, comparing their returns to other “investments” can be a dangerous method of evaluating their imporatance to someone who can’t risk losing…
December 31, 2013 – According to the recently published Fidelity 2014 New Year Financial Resolutions Study, 54% of you are making financial resolutions for the coming year. While we can’t help you save more, spend less or pay down debt – the top three financial resolutions cited in the study – there are two specific…
December 23, 2013 – It’s always nice to read something that gives you reason for optimism as you prepare to change calendars and head into a new year. An article in today’s InvestmentNews caught our eye because it predicts 2014 could “be a big one” for a certain financial option near and dear to our…
December 5, 2013 – If you’re among the lucky ones, you had some retirement money saved up in your 401(k) or IRA in 2008, lost a bunch of it in the ensuing Great Recession years, gutted it out through 2013 and now have recovered most, if not all, of the wealth you originally watched evaporate….
November 22, 2013 – Average life expectancy at birth being what it was in pre-war America, it’s a sobering reality that a significant percentage of Americans who were adults aged 30 and older in 1963 are no longer around to share their “I remember the day President Kennedy was shot” stories with us. In another…
November 21, 2013 – My dad was a claims adjuster. Thirty years ago, I began my insurance career as claims adjuster. My wife, too, was a claims adjuster. We met at work. One of my brothers was a claims adjuster. So was his godfather. All told, my family and our assorted godparents can lay claim…
November 20, 2013 – It’s too bad Las Vegas isn’t taking bets on this hypothetical match-up: Structured settlements vs. stocks. I’m not much of a gambler myself but if I were and they were, I’d put a whole lot of money on structured settlements coming out on top. And if yesterday’s CNNMoney article, “Welcome to…
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November 13, 2013 – Rumors began circulating this afternoon that Johnson & Johnson has agreed to a $4.0 billion products liability settlement to end the litigation of more than 7,500 pending lawsuits in state and federal courts, alleging metal-on-metal artificial hips, manufactured be subsidiary DePuy Orthopaedics, were defective. If this turns out to be true…
November 7, 2013 – When you follow large, complex class action or mass tort products liability litigation matters, as we have been doing for several years with the DePuy ASR artificial hip lawsuits, it’s hard to predict with any degree of accuracy when things are finally going to end. But there are signs that things…